Jill Hewitt | Senior Vice President and Investor Relations Officer |
Christopher Maher | Chairman and Chief Executive Officer |
Joseph Lebel | President and Chief Operating Officer |
Michael Fitzpatrick | Executive Vice President and Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Michael Perito | KBW |
Erik Zwick | Boenning and Scattergood |
Dave Bishop | Seaport Research Partners |
Russell Gunther | D.A. Davidson |
Christopher Marinac | Janney Montgomery Scott |
Matthew Breese | Stephens, Inc. |
Don Koch | Koch Investments |
William Wallace | Raymond James |
Good morning, and welcome to the OceanFirst Financial Corp Earnings conference call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Jill Hewett.