Jill Hewitt | SVP and Investor Relations |
Christopher Maher | Chairman and Chief Executive Officer |
Joe Lebel | President and Chief Operating Officer |
Pat Barrett | Executive Vice President and Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Daniel Tamayo | Raymond James |
Michael Perito | KBW |
David Bishop | Hovde Group |
Christopher Marinac | Janney Montgomery Scott |
Manuel Navas | DA Davidson |
Matthew Breese | Stephens Inc. |
Hello everyone, and welcome to the OceanFirst Financial Corp. Earnings Conference Call. My name is Daisy, and I will be coordinating your call today. [Operator Instructions]
I would now like to hand over to your host, Jill Hewitt, Investor Relations Officer to begin.