Craig Blunden | Chairman and Chief Executive Officer |
Donavon Ternes | President, Chief Operating and Chief Financial Officer |
Timothy O'Brien | Sandler O'Neill |
Ladies and gentlemen, thank you for standing by and welcome to the fourth quarter earnings call. [Operator Instructions] And as a reminder, today's conference call is being recorded.
I would now like to turn the conference over to Mr. Craig Blunden. Please go ahead.