Craig Blunden | Chairman and CEO |
Donavon Ternes | President, COO and CFO |
Kevin Swanson | Hovde Group |
Tim Coffey | Janney |
Ladies and gentlemen, thank you for standing by, and welcome to the Provident Second Quarter Earnings Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time. [Operator Instructions] As a reminder, today's call is being recorded.