Craig Blunden | Chairman and CEO |
Donavon Ternes | President, Chief Operating and CFO |
Tim Coffey | Janney Montgomery Scott |
Matthew Clark | Piper Sandler & Co. |
And ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings First Quarter Earnings Conference Call. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session, and instructions will be given at that time. [Operator Instructions] As a reminder, today’s conference is being recorded.