Donavon Ternes | executive |
Andrew Liesch | analyst |
Timothy Coffey | analyst |
Thank you for standing by. My name is Kathleen, and I will be your conference operator today. At this time, I would like to welcome everyone to the Provident Financial Holdings Third Quarter for Year 2024 Earnings Call. [Operator Instructions] I would now like to turn the call over to Donavon Ternes, President and CEO. Please go ahead.