Randy Patten | Assistant VP of Finance and IR |
Randy Ramlo | CEO, President, Director and President, United Life Insurance Company |
Michael Wilkins | COO and EVP |
Dawn Jaffray | SVP & CFO |
Brian Hollenden | Sidoti & Company |
Jon Newsome | Sandler O'Neill + Partners |
Good morning. My name is Brandon, and I'll be your conference operator today. At this time, I would like to welcome everyone to the United Fire Group Fourth Quarter and Full Year 2017 Financial Results Conference Call. [Operator Instructions]. Please note this event is being recorded.