Randy Patten | AVP, Finance and IR |
Randy Ramlo | CEO |
Michael Wilkins | Chief Operating Officer |
Dawn Jaffray | CFO |
Paul Newsome | Sandler O'Neill |
Good morning. My name is Brandon, and I'll be the operator on today's call. Welcome to the United Fire Group Inc.'s 2018 Fourth Quarter and Year-End Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Randy Patten, AVP, Finance and Investor Relations.