Kathleen Stange | VP, Corporate & IR |
Daniel Pitcher | CEO & Director |
Donald Seibel | CFO & Treasurer |
Kelli Eddy | COO, Life Companies |
Marcos Holanda | Raymond James & Associates |
James Inglis | Philo Smith & Co. |
Louis Feldman | Wells Capital Management |
Good day, and welcome to the FBL Financial Group Inc. Fourth Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Ms.