Kay Gregory | IR |
Mariner Kemper | Chairman, President and CEO, UMB Financial Corporation |
Ram Shankar | CFO and EVP, UMB Financial Corporation |
Mike Hagedorn | Vice Chairman, UMB Financial Corporation; President and CEO, UMB Bank |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Chris McGratty | KBW |
Matt Olney | Stephens, Inc. |
Nathan Race | Piper Jaffray |
John Rodis | FIG Partners |
Good morning, and welcome to the UMB Financial's Third Quarter 2017 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Kay Gregory, Director of Investor Relations.