Kay Gregory | IR |
Mariner Kemper | President and CEO |
Ram Shankar | CFO |
Jim Rine | President and CEO-UMB Bank |
Chris McGratty | KBW |
Nathan Race | Piper Jaffray |
David Long | Raymond James |
Gordon McGuire | Stephens Inc. |
John Rodis | FIG Partners |
Chris McGratty | KBW |
Good morning and welcome to the UMB Financial First Quarter 2019 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Kay Gregory, Investor Relations. Please go ahead.
Welcome, and thank you for joining us.