Kay Gregory | Investor Relations |
Mariner Kemper | President & Chief Executive Officer |
Ram Shankar | Chief Financial Officer |
Jim Rine | Chief Executive Officer -UMB Bank |
Chris McGratty | KBW |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Gordon McGuire | Stephens |
Nathan Race | Piper Jaffray |
David Long | Raymond James |
Jared Shaw | Wells Fargo |
John Rodis | Janney |
Chris McGratty | KBW |
Good morning, and welcome to the UMB Financial Corporation Third Quarter 2019 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Kay Gregory, Investor Relations. Please go ahead.