Kay Gregory | Director, IR and SVP |
Mariner Kemper | Chairman, President, and CEO |
Ram Shankar | EVP and CFO |
Thomas Terry | EVP and Chief Credit Officer |
James Rine | CEO, UMB Bank |
Gordon McGuire | Stephens |
Christopher McGratty | KBW |
Nathan Rice | Piper Jaffray |
Timur Braziler | Wells Fargo |
David Long | Raymond James |
Good day and welcome to the UMB Financial Corp.
Second Quarter 2020 Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.