Edward Wehmer | Chief Executive Officer and President |
David Dykstra | Senior Executive Vice President and Chief Operating Officer |
Dave Stoehr | Chief Financial Officer |
Jon Arfstrom | RBC Capital Markets |
Terry McEvoy | Stephens |
Chris McGratty | KBW |
Brock Vandervliet | UBS |
David Chiaverini | Wedbush Securities |
Michael Young | SunTrust |
Welcome to Wintrust Financial Corporation's Fourth Quarter and Year-to-Date 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions]
Following a review of the results by Edward Wehmer, Chief Executive Officer and President and David Dykstra, Senior Executive Vice President and Chief Operating Officer, there will be a formal question-and-answer session.
During the course of today's call, Wintrust's management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements.