Kathryn Shirley | General Counsel |
Janelle Frost | President and Chief Executive Officer |
Neal Fuller | Chief Financial Officer |
Ryan Aceto | B. Riley FBR, Inc. |
Mark Hughes | SunTrust Robinson Humphrey |
Christopher Campbell | KBW |
Good day, ladies and gentlemen, and welcome to the Amerisafe 2018 Fourth Quarter and Full Year Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] And as a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference, Ms.