Jeffrey Schweitzer | President, CEO & Director |
Brian Richardson | EVP & CFO |
Michael Keim | President & Director |
Michael Perito | KBW |
Frank Schiraldi | Piper Sandler & Co. |
Good morning, and welcome to the Univest Financial Corp.
First Quarter 2020 Earnings Conference Call. [Operator Instructions]. Please note the event is being recorded.
Now I'd like to turn the conference over to CEO, Mr.