Jeff Schweitzer | President and Chief Executive Officer |
Mike Keim | Chief Operating Officer, and President of Univest Bank and Trust |
Brian Richardson | Chief Financial Officer |
Tim Switzer | KBW |
Frank Schiraldi | Piper Sandler |
Samuel Varga | Stephens |
Good morning. And thank you for attending today's Univest Financial Corporation to hold Second Quarter 2022 Earnings Call. My name is Austin, and I'll be your moderator for today. [Operator Instructions] I would now like to pass the conference over to our host, Jeff Schweitzer with Univest. Jeff, you may proceed.