Emiliano Muratore | CFO |
Claudio Soto | Chief Economist |
Robert Moreno | Managing Director and Head of IR |
Tito Labarta | Goldman Sachs |
Alonso Garcia | Credit Suisse |
Daniel Mora | Credicorp Capital |
Ernesto Gabilondo | Bank of America |
Jason Mollin | Scotiabank |
Ladies and gentlemen, thank you for standing by, and I would like to welcome you to Banco Santander-Chile 3Q '22 Results Conference Call on the 28th of October 2022. [Operator Instructions] The format of today's call will be a presentation by the management team followed by a question-and-answer session.
So without further ado, I would now like to pass the line to Mr. Emiliano Muratore, the CFO of Banco Santander-Chile. Please go ahead, sir.