Ronald Nicolas | Senior EVP & CFO |
Steve Gardner | Chairman, President & CEO |
Matthew Clark | Piper Sandler |
David Feaster | Raymond James |
Gary Tenner | D.A. Davidson |
Chris MacGratty | KBW |
Hello, everybody, and a warm welcome to today's Pacific Premier Bancorp Q4 2021 Conference Call. My name is Melissa, and I will be your Operator. [Operator Instructions] I now have the pleasure of handing over to our host, Steve Gardner, Chairman and CEO. Steve, please go ahead.
Thank you, Melissa.