Steve Gardner | Chairman & Chief Executive Officer |
Ron Nicolas | Chief Financial Officer |
David Feaster | Raymond James |
Matthew Clark | Piper Sandler |
Andrew Leischner | KBW |
Andrew Terrell | Stephens |
Gary Tenner | D.A. Davidson |
Good morning, and welcome to the Pacific Premier Bancorp Fourth Quarter 2022 Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Steve Gardner.