Steven Gardner | executive |
Ronald Nicolas | executive |
David Feaster | analyst |
Matthew Clark | analyst |
Christopher McGratty | analyst |
Gary Tenner | analyst |
David Chiaverini | analyst |
Good day, everyone, and welcome to the Pacific Premier Bancorp Third Quarter 2023 Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Steve Gardner, Chairman and CEO. Please go ahead, sir.