José Rafael Fernández | President, Chief Executive Officer & Vice Chairman |
Maritza Arizmendi | Executive Vice President & Chief Financial Officer |
Brett Rabatin | Piper Jaffray |
Alex Twerdahl | Sandler O’Neill |
Glen Manna | Keefe Bruyette & Woods |
Joe Gladue | Alden Securities |
Thank you for joining OFG Bancorp's conference call. My name is Maria and I'll be your conference operator today.
Our speakers are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman; and Maritza Arizmendi, Executive Vice President and Chief Financial Officer.
A presentation accompanies today's remarks. It can be found on the Investor Relations website on the home page in the What's New box, or on the Webcast, Presentations & Other Files page.