José Rafael Fernández | President, Chief Executive Officer and Vice Chairman |
Maritza Arizmendi | Executive Vice President and Chief Financial Officer |
Brett Rabatin | Piper Jaffray |
Alex Twerdahl | Sandler O’Neill |
Joe Gladue | Alden Securities |
Glen Manna | KBW |
Good morning. Thank you for joining OFG Bancorp's conference call. My name is Maria and I'll be your conference operator today.
Our speakers are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman and Maritza Arizmendi, Executive Vice President and Chief Financial Officer.
A presentation accompanies today's remarks.