José Rafael Fernández | President, Chief Executive Officer and Vice Chairman |
Maritza Arizmendi | Executive Vice President and Chief Financial Officer |
Alex Twerdahl | Piper Sandler |
Joe Gladue | Alden Securities |
Glen Manna | Keefe, Bruyette & Woods |
Good morning and thank you for joining OFG Bancorp’s Conference Call. My name is Crystal, and I will be your operator today.
Our speakers are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman; and Maritza Arizmendi, Executive Vice President and Chief Financial Officer.
A presentation accompanies today’s remarks. It can be found on the Investor Relations website on the home page in the What’s New box or on the Webcast, Presentations & Other Files page.