José Fernández | President, Chief Executive Officer and Vice Chairman |
Maritza Arizmendi | Executive Vice President and Chief Financial Officer |
Alex Twerdahl | Piper Sandler |
Glen Manna | Keefe, Bruyette & Woods |
Joe Gladue | Alden Securities |
Good morning. Thank you for joining OFG Bancorp’s Conference Call. My name is Lorry, and I will be your operator today.
Our speakers are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman; and Maritza Arizmendi, Executive Vice President and Chief Financial Officer. A presentation accompanies today’s remarks.