Jose Fernandez | President, CEO and Vice Chairman |
Maritza Arizmendi | EVP and CFO |
Alex Twerdahl | Piper Sandler |
Joe Gladue | Alden Securities |
Glen Manna | Keefe, Bruyette & Woods |
Good morning. Thank you for joining OFG Bancorp’s Conference Call. My name is Maria, and I will be your operator today.
Our speakers are, Jose Rafael Fernandez, President, Chief Executive Officer and Vice Chairman; and Maritza Arizmendi, Executive Vice President and Chief Financial Officer. A presentation accompanying today’s remarks can be found on our redesigned Investor Relations website on the homepage and in the "What’s New box," or on the quarterly results page.