Jose Fernandez | Chief Executive Officer |
Maritza Arizmendi | Chief Financial Officer |
Alexander Twerdahl | Piper Sandler & Co. |
Steven Martin | Slater Capital Management, LLC |
Good morning. Thank you for joining OFG Bancorp's Conference Call. My name is Ashley, and I will be your operator today.
Our speakers today are Jose Rafael Fernandez, Chief Executive Officer and Vice Chair of the Board of Directors and Maritza Arizmendi, Chief Financial Officer. A presentation accompanies today's remarks that can be found on our Investor Relations website on the homepage in the What's New box or on the Quarterly Results page.