Jose Fernandez | Chief Executive Officer & Vice Chairman |
Maritza Arizmendi | Chief Financial Officer |
Alex Twerdahl | Piper Sandler |
Kelly Motta | KBW |
Timur Braziler | Wells Fargo Securities |
Good morning. Thank you for joining OFG Bancorp Conference Call. My name is Shelby. I will be your operator today.
Our speakers are Jose Fernandez, Chief Executive Officer and Vice Chair of the Board of Directors and Maritza Arizmendi, Chief Financial Officer.