Ken Schellenberg | Vice President, Investor Relations |
Sandro DiNello | President & Chief Executive Officer |
Jim Ciroli | Chief Financial Officer |
Lee Smith | Chief Operating Officer |
Kristy Fercho | President of Mortgage |
Drew Ottaway | President of Banking |
Bose George | KBW |
Scott Siefers | Sandler O’Neill |
Steve Moss | B. Riley FBR |
Kevin Barker | Piper Jaffray |
Chris Gamaitoni | Compass Point |
Henry Coffey | Wedbush |
Good day, and welcome to the Flagstar Bank First Quarter 2019 Earnings Call. Today's conference is being recorded. At this time, I'd like to turn the conference over to Ken Schellenberg, Vice President Investor Relations. Please go ahead.
Thank you, Quena, and good morning.