Mark DeRussy | VP of Finance |
Brendan Cavanagh | CFO |
Jeff Stoops | President and CEO |
Ric Prentiss | Raymond James |
Nick Del Deo | Moffett Nathanson |
Michael Rollins | Citi |
Walter Piecyk | BTIG |
Simon Flannery | Morgan Stanley |
Spencer Kurn | New Street Research |
Amir Rozwadowski | Barclays |
Jonathan Atkin | RBC Capital Markets |
Colby Synesael | Cowen & Company |
Matthew Niknam | Deutsche Bank |
Brandon Nispel | KeyBanc Capital |
Robert Gutman | Guggenheim Securities |
Ladies and gentlemen, thank you for standing by. Welcome to the SBA Third Quarter Results Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. I'll now turn the meeting over our host, Vice President of Finance, Mark DeRussy. Please go ahead, sir.