Steven van Rijswijk | CEO |
Mark Milders | Head, IR |
Tanate Phutrakul | CFO |
Ljiljana Cortan | Member, Management Board |
Robin van den Broek | Mediobanca |
Kirishanthan Vijayarajah | HSBC |
Tarik El Mejjad | Bank of America Merrill Lynch |
Benjamin Goy | Deutsche Bank |
Giulia Miotto | Morgan Stanley |
Raul Sinha | JPMorgan Chase & Co. |
Stefan Nedialkov | Citigroup |
Farquhar Murray | Autonomous Research |
Omar Fall | Barclays Bank |
Stefan Nedialkov | Citigroup |
Karl Peace | Crédit Suisse |
Guillaume Tiberghien | BNP Paribas Exane |
Benoit Petrarque | Kepler Cheuvreux |
Anke Reingen | RBC Capital Markets |
Esther Castro | Banco Sabadell |
Welcome to ING First Quarter 2022 Conference Call [Technical Difficulty] regarding future developments in our business, expectations for our future financial performance and any statement not involving an historical fact. Actual results may differ materially from those projected in any forward-looking statements. A discussion of factors that may cause actual results to differ from those in any forward-looking statements is contained in our public filings, including our most recent Annual Report on Form 20-F filed with the United States Securities and Exchange Commission. And our earnings press release as posted on our website today. Furthermore, nothing in today's comments constitutes an offer to sell or a solicitation of an offer to buy any securities.