|Chris Meyer||Group CEO|
|Lincoln Mali||South African CEO|
|Raj Sharma||B. Riley|
Good day, ladies and gentlemen, and welcome to the Net 1 Q2 2022 Earnings Call. All participants will be in listen-only mode. There will be an opportunity to ask questions later during the conference. [Operator Instructions] I would now like to hand the conference over to Dara Dierks. Please go ahead.