Robert Kaminski | President and CEO |
Charles Christmas | Executive Vice President and CFO |
Ray Reitsma | President, Mercantile Bank of Michigan |
Brendan Nosal | Piper Sandler & Co |
Daniel Tamayo | Raymond James |
Damon DelMonte | Keefe, Bruyette & Woods |
Bryce Rowe | Hovde Group |
Good morning and welcome to the Mercantile Bank Corporation Third Quarter 2021 Earnings Results Conference Call. Please note this event is being recorded.
We will now begin the call with management's prepared remarks and presentation to review the quarter's results and open up the call to questions. [Operator Instructions] Before I turn the call over to management, it is my responsibility to inform you that this call may involve certain forward-looking statements such as projections of revenue, earnings and capital structure, as well as statements on the plans and objectives of the company's business. The company's actual results could differ materially from any forward-looking statements made today due to the factors described in the company's latest Securities and Exchange Commission filings.