Julia Ward | Lambert IR |
Robert Kaminski | President & Chief Executive Officer |
Charles Christmas | EVP & CFO |
Raymond Reitsma | COO & President of the Bank |
Brendan Nosal | Piper Sandler |
Daniel Tamayo | Raymond James |
Eric Zwick | Hovde |
Damon DelMonte | KBW |
Good morning, and welcome to the Mercantile Bank Corporation's Third Quarter 2022 Conference Call. All participants will be in a listen-only mode today. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note that this event is being recorded. I would now like to turn the conference over to Julia Ward, Lambert Investor Relations.