Geoff Weiss | SVP, IR |
Victor Dodig | President and CEO |
Hratch Panossian | CFO |
Shawn Beber | Chief Risk Officer |
Laura Dottori-Attanasio | SEVP and Group Head, Personal & Business Banking, Canada |
Jon Hountalas | SEVP and Group Head, Commercial Banking and Wealth Management, Canada |
Michael Capatides | SEVP and Group Head, U.S. Region; President and CEO, CIBC Bank USA |
Ebrahim Poonawala | Bank of America Securities |
John Aiken | Barclays Capital |
Gabriel Dechaine | National Bank Financial |
Meny Grauman | Scotia Capital Inc. |
Scott Chan | Canaccord Genuity |
Doug Young | Desjardin Capital Markets |
Lemar Persaud | Cormark Securities |
Mario Mendonca | TD Securities |
Darko Mihelic | RBC Capital Markets |
Nigel D’Souza | Veritas Investment Research |
Sohrab Movahedi | BMO Capital Markets |
Mike Rizvanovic | Credit Suisse Securities |
Good morning and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded. I would like to turn the meeting over to Geoff Weiss, Senior Vice President, Investor Relations. Please go ahead, Geoff.
Thank you and good morning.