Jeff Deuel | CEO |
Don Hinson | EVP & CFO |
Bryan McDonald | COO |
Jeff Rulis | D.A. Davidson |
Gordon McGuire | Stephens |
Matthew Clark | Piper Jaffray |
Jackie Bowen | KBW |
Tim O'Brien | Sandler O'Neill |
Ladies and gentlemen, thank you for standing by, and welcome to the Heritage Financial third quarter earnings call. (Operator Instructions) As a reminder, the conference is being recorded.
And I would now like to turn the conference over to our host, President and CEO, Mr. Jeff Deuel. Please go ahead.