Marissa Frerk | Associate General Counsel |
Paul Perrault | CEO, President & Director |
Carl Carlson | CFO and Treasurer |
Mark Fitzgibbon | Sandler O'Neill + Partners |
Laurie Hunsicker | Compass Point Research & Trading |
Matthew Breese | Piper Jaffray Companies |
Collyn Gilbert | KBW |
Good day, and welcome to the Brookline Bancorp Fourth Quarter 2017 Earnings Release Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Marissa Frerk, Associate General Counsel. Please go ahead.