Marissa Frerk | Associate General Counsel |
Paul Perrault | President and CEO |
Carl Carlson | CFO |
Mark Fitzgibbon | Sandler O'Neill & Partners LP |
Laurie Hunsicker | Compass Point |
Matthew Breese | Piper Jaffray |
Collyn Gilbert | KBW |
Good day and welcome to the Brookline Bancorp's Fourth Quarter 2018 Earnings Conference Call. All participations will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note today's event is being recorded. I would now like to turn the conference over to Marissa Frerk.