Charles Levingston | CFO |
Susan Riel | President & CEO |
Jan Williams | CCO |
Casey Whitman | Piper Sandler |
Joe Gladue | Alden Securities |
Catherine Mealor | KBW |
Brody Preston | Stephens, Inc. |
Christopher Marinac | Janney Montgomery Scott |
Steve Comery | G. Research |
Erik Zwick | Boenning & Scattergood |
Ladies and gentlemen, thank you for standing by, and welcome to The Eagle Bancorp Fourth Quarter and Year-End 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions].
I'd now like to give to Charles Levingston, Chief Financial Officer.