Hal Schwartz | Senior Vice President, General Counsel and Secretary |
Craig Knutson | President and Chief Executive Officer |
Steve Yarad | Chief Financial Officer |
Gudmundur Kristjansson | Senior Vice President |
Bryan Wulfsohn | Senior Vice President |
Doug Harter | Credit Suisse |
Eric Hagen | KBW |
Steve Delaney | JPM Securities |
Rick Shane | JPMorgan |
Ladies and gentlemen, thank you for standing by, and welcome to the MFA Financial Incorporated Third Quarter Earnings Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, today's call is being recorded. I would like to turn the conference to your host Hal Schwartz.