John Pelling | Investor Relation Officer |
Aurelio Alemán | President and Chief Executive Officer |
Orlando Berges | Executive Vice President and Chief Financial Officer |
Ebrahim Poonawala | Bank of America |
Alex Twerdahl | Piper Sandler |
Good morning, and welcome to the First BanCorp Third Quarter Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to John Pelling, IRO.