Ramon Rodriguez | Investor Relations |
Aurelio Alemán | President & Chief Executive Officer |
Orlando Berges | Executive Vice President & Chief Financial Officer |
Ebrahim Poonawala | Bank of America |
Alex Twerdahl | Piper Sandler |
Timur Braziler | Wells Fargo |
Hello. My name is Bailey, and I will be your conference operator today. At this time, I would like to welcome everyone to the First BanCorp. Fourth Quarter 2021 Results Conference Call. All lines have been placed on mute to prevent any background noise.