Ramon Rodriguez | Corporate Strategy and IR Officer |
Aurelio Aleman | President & CEO |
Orlando Berges | EVP & CFO |
Timur Braziler | Wells Fargo |
Kelly Motta | KBW |
Alex Twerdahl | Piper Sandler |
Brett Rabatin | Hovde Group |
Good morning. Thank you for attending today’s First BanCorp 4Q 2022 financial results conference call. My name is Alexis, and I'll be your moderator for today’s call. [Operator Instructions].
I'll now like to pass the conference over to the Corporate Strategy and Investor Relations Officer.