Bernie Kilkelly | IR |
Mike Braun | CEO |
Ronald Jordan | CFO |
Greg Peters | Raymond James |
Steve Hale | Hale Partnership |
Bill Broomall | Dowling |
Doug Ruth | Lenox Financial |
Matt Carletti | JMP |
Good morning. And welcome to the FedNat Holding Company's Fourth Quarter 2020 Conference Call. My name is Victor and I will be your conference operator this morning. At this time, all participants will be in listen-only mode.
Before we begin today's call, I'd like to remind everyone that this conference call is being recorded as well as broadcast live via webcast.