Jack Kopnisky | President and CEO |
Luis Massiani | Senior EVP and CFO |
Casey Haire | Jefferies |
Emlen Harmon | JMP Securities |
Alex Twerdahl | Sandler O'Neill |
Erik Zwick | Stephens |
Joe Fenech | Hovde Group |
Collyn Gilbert | KBW |
Matthew Breese | Piper Jaffray |
David Bishop | FIG Partners |
Good day, and welcome to the Sterling Bancorp Q4 2017 Conference Call. Today's conference is being recorded. At this time, I'd like to turn the conference over to Jack Kopnisky, President and CEO of Sterling Bancorp. Please go ahead, sir.
Good morning, everyone, and thanks for joining us to present our results for the fourth quarter and year-end 2017.