Jack Kopnisky | President and CEO |
Luis Massiani | Senior EVP and CFO |
Casey Haire | Jefferies |
Alex Twerdahl | Sandler O��Neill |
Austin Nicholas | Stephens |
Collyn Gilbert | KBW |
Christopher Marinac | FIG Partners |
Matthew Breese | Piper Jaffray |
Good day. Welcome to the Sterling Bancorp's Q1 2019 Conference Call. Today's conference is being recorded. At this time, I would like to turn the conference over to Jack Kopnisky, President and CEO. Please go ahead, sir.