Jack Kopnisky | President, CEO and Director |
Luis Massiani | CFO |
Emlen Harmon | Director of IR |
Casey Haire | Jefferies |
Steve Moss | B. Riley FBR |
Alex Twerdahl | Piper Sandler |
Dave Bishop | D.A. Davidson |
Collyn Gilbert | KBW |
Steve Duong | RBC Capital Markets |
Matthew Breese | Stephens Incorporation |
Good day, and welcome to the Sterling Bancorp Q4 2019 Conference Call. Today's conference is being recorded.
At this time, I would like to turn the conference over to Jack Kopnisky. Please go ahead.
Good morning, everyone and thanks for joining us to present and discuss our results for the fourth quarter and fiscal year 2019.