Jack Kopnisky | President and Chief Executive Officer |
Luis Massiani | Senior Executive Vice President and Chief Financial Officer |
Rob Rowe | Chief Credit Officer |
Casey Haire | Jefferies |
Alex Twerdahl | Piper Sandler |
Christopher Keith | D.A. Davidson |
Steve Moss | B. Riley Securities |
Collyn Gilbert | KBW |
Matthew Breese | Stephens, Inc. |
Good day and welcome to the Sterling Bancorp Q3 2020 Earnings Call. Today’s conference is being recorded. At this time, I would like to turn the conference over to Mr. Jack Kopnisky, President and CEO of Sterling Bancorp. Please go ahead, sir.