Jack Kopnisky | President and Chief Executive Officer |
Luis Massiani | Senior Executive Vice President and Chief Financial Officer |
Bea Ordonez | Incoming Chief Financial Officer |
Rob Rowe | Chief Credit Officer |
Emlen Harmon | Investor Relations |
Casey Haire | Jefferies |
Steve Moss | B. Riley Securities |
Alex Twerdahl | Piper Sandler |
Christopher Keith | D.A. Davidson |
Dave Bishop | Seaport Global Securities |
Matthew Breese | Stephens Corporate |
Chris O’Cull | KBW |
Good day, and welcome to the Sterling Bancorp 4Q '20 Earnings Call. Today's conference is being recorded. And at this time, I would like to turn the conference over to Jack Kopnisky. Please go ahead, sir.
Good morning, everyone, and welcome to the fourth quarter and year-end 2020 call.