Shannon Wherry | Director of Communications |
Keith Cargill | President and Chief Executive Officer |
Julie Anderson | Chief Financial Officer |
Brady Gailey | KBW |
Michael Rose | Raymond James |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jennifer Demba | SunTrust |
Steven Alexopoulos | J.P. Morgan |
Brock Vandervliet | UBS |
Brad Milsaps | Piper Sandler |
Gary Tenner | D.A. Davidson |
Brian Foran | Autonomous Research |
Jon Arfstrom | RBC Capital Markets |
Welcome to the Texas Capital Bancshares’ Fourth Quarter 2019 Earnings Conference Call. All participants will be in listen-only mode during the presentation. Please note this event is being recorded. [Operator Instructions]
I would now like to turn the call over to Shannon Wherry, Director of Communications.